Small Business Loans

Small Business Loans – Quick, Fast & Easy

With Choice Funding, you don’t need to go through a long process for a small business loan as you would at a traditional bank. Instead our process requires 3 months of your most recent bank statements and our simple 1 page application.

Rather then completing massive amounts of paperwork needed before the bank can even provide you with an offer, apply with us instead. Choice Funding can offer small business loans up to $1 million in as little as 72 hours.

Our goal is to help your business succeed by offering simple yet effective funding programs with a focus on quality service. Our team has been in the funding space for 5+ years and have helped hundreds if not thousands of business owners like yourself.

How Does A Small Business Loan Work?

Small business loans are structured with a fixed payback term, which is why they are so appealing to most business owners. This means there is a definitive maturity date when payments will cease and the loan is considered fully paid off.

The business owner also knows exactly how much is deducted based on the loan terms, which are clearly defined at the beginning of the lending process. This means no surprises! Typically small business loans are the most common type of funding applied for. Often times companies apply for SBA (Small Business Administration) loans, and due to sub par credit scores or other small factors, businesses are turned down because of high bank standards.

We offer small business loans for those who may not have perfect credit scores or who have been turned away by the bank. Our small business loans are based on your receivables and not necessarily your past.


  • 3 months in business
  • Set terms (up to 5 years)
  • Average bank ledger of over $1,000
  • $15k minimum in gross sales


  • Less paperwork than traditional SBA loans
  • Fast approval turn around time
  • Borrow up to $2 million dollars
Qualify Now
*Pre-qualification is based on a variety of factors, including your current receivables history. Pre-qualification does not constitute guaranteed funding, loan approval or commitment to fees or term. Successful enrollment is based on broader financial information obtained during the application process.